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Critical

What We Can Do About the Health-Care Crisis
by Tom Daschle


2 Reviews
Publisher: Thomas Dunne 
Publish Date:Feb 19, 2008
Hardcover,  240 pages

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Summary

A bold, practical fix for our broken health-care system.

Undoubtedly, the biggest domestic policy issue in the coming years will be America’s health-care system. Millions of Americans go without medical care because they can’t afford it, and many others are mired in debt because they can’t pay their medical bills. It’s hard to think of another public policy problem that has lingered unaddressed for so long. Why have we failed to solve a problem that is such a high priority for so many citizens?

Former Senate Majority Leader Tom Daschle believes the problem is rooted in the complexity of the health-care issue and the power of the interest groups—doctors, hospitals, insurers, drug companies, researchers, patient advocates—that have a direct stake in it. Rather than simply pointing out the major flaws and placing blame, Daschle offers key solutions and creates a blueprint for solving the crisis.

Daschle’s solution lies in the Federal Reserve Board, which has overseen the equally complicated financial system with great success. A Fed-like health board would offer a public framework within which a private health-care system can operate more effectively and efficiently—insulated from political pressure yet accountable to elected officials and the American people. Daschle argues that this independent board would create a single standard of care and exert tremendous influence on every other provider and payer, even those in the private sector.

After decades of failed incremental measures, the American health-care system remains fundamentally broken and requires a comprehensive fix. With his bold and forward-looking plan, Daschle points us to the solution.

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Excerpt: Critical: What We Can Do About The Health-Care Crisis

Note: On December 11, 2008 President-elect Barack Obama presented Daschle as his choice to become secretary of health and human services and to lead efforts to secure “affordable, accessible health care for every single American.”

The following is excerpted from Critical: What We Can Do About The Health-Care Crisis by Senator Tom Daschle with Scott S. Greenberger and Jeanne M Lambrew.

Before exploring my idea in detail, it’s worthwhile to review the current state of affairs. By almost any measure, the situation is grim. We like to boast that we have the highest standard of living in the world, and yet at the dawn of the twenty-first century, we are the only industrialized nation that does not guarantee necessary health care to all of its citizens. It is stunning and shameful. There are about 47 million Americans without health insurance, and researchers have estimated that about four-fifths of them are either employed or members of a family with an employed adult. An additional 16 million people are “underinsured,” or have coverage that would not protect them from catastrophic medical expenses. Simply put, an increasing number of Americans lack health insurance because they—and their employers—just can’t afford it.

Only 65 percent of people earning less than $10 an hour are offered health insurance at work. Furthermore, as health-care costs have exploded, many employers who offer coverage have reduced the portion of the premiums they cover. As a result, many working people can’t afford coverage even when it is made available to them. Other firms are eliminating coverage for prescription drugs, dental care, vision care, and care of dependents. And it isn’t just low-wage workers or the unemployed who are indanger: Statistics show that more middle-class people—families with annual incomes of $50,000 or more—are joining the ranks of the uninsured. Today, 18 million of the roughly 47 million people without insurance have family ... continue reading >
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